Charles-Henri Aulagner, Director Fundamental Ratings Sales of Scope Group, said: “This mandate marks another significant milestone for our Financial Institutions franchise, further expanding the visibility of our public rating coverage. It also reflects Scope’s growing role as the European rating agency, trusted by leading institutions to deliver independent and transparent credit assessments.
Scope rates ING GROEP NV and ING Bank NV at AA- with Stable Outlook. The rating reflects the group’s well diversified business model, solid fundamentals, and capital optimisation in line with the adjusted CET1 ratio target. Read the full rating action release from 20 November 2025.
On Scope’s coverage of European banks: Scope has steadily built up rating coverage of Europe’s leading banks over the years. Today, the agency rates over 120 financial institutions belonging to around 80 European banking and financial-services groups, including Europe’s largest banks by assets, key bank holding companies, and domestic and international subsidiaries. Scope coverage of European banks includes more than 4,500 individual outstanding bonds equivalent to an aggregate volume of EUR 2trn. Scope’s analysts apply a distinctive approach to assessing credit risk in financial institutions, with methodologies tailored to European complexities. More Info.
About ING Group: ING is a global financial institution with a strong European base, offering banking services through its operating company ING Bank. ING Bank’s more than 60,000 employees offer retail and wholesale banking services to customers in over 100 countries. ING Group shares are listed on the exchanges of Amsterdam (INGA NA, INGA.AS), Brussels and on the New York Stock Exchange (ADRs: ING US, ING.N).
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